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What are the best ways for Ed-Visa holders in Thailand to manage ATM fees and withdrawal limits?

ATM FeesEd VisaBank AccountWithdrawal LimitsCurrency TransfersDigital WalletsExpat BankingVisa Regulations
Feb 21, 2025
2 days ago
Kai ******
ORIGINAL POSTER
How can I avoid paying 220bhat ATM fees and 20k withdrawals limit, as a language Ed-visa holder? That’s such a pain in the ass.

Is there any local app that verifies me with my type of visa so i can transfer everything there from my visa card to avoid charges? Or i donno, any other workaround?

EDIT: Please Stop telling me open a bank account. I WAS NOT ABLE even after asking my school agent, yes that's quite stupid that they don't allow a non-tourist person like me open an account in Thailand.
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TLDR : Answer Summary
The discussion focuses on ways to avoid the 220 baht ATM withdrawal fee and the 20,000 baht withdrawal limit faced by language Ed-Visa holders in Thailand. Many users suggest opening a Thai bank account, which should, in theory, be accessible, but several commenters report difficulties with recent regulatory changes making it harder for foreigners to open bank accounts. Alternatives proposed include using services like Wise for transfers, cash withdrawals from bank branches, or exploring local digital wallets. Some suggest using banks that refund ATM fees or using an international bank, like Charles Schwab, that reimburses ATM charges. Various insights highlight frustration with banking accessibility and the cost of withdrawals in Thailand.
Pelle Eriksson
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М. ****
Just go to Sukhumvit branches !!!! Bangkok bank asked me just passport validation certificate from the embassy and i opened the account on covid extension, not even visa. However any other branch that is out of that area will reject you. Also once you change your passport you will be able to do so only from the branch you oppened the account , so get one that works until late because mine is until 16:30 haha
12 hours ago
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Maksym ***********
@М. ***
 When there were COVID extensions it was much more simpler
10 hours ago
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М. ****
@Maksym **********
 For sure, but still i got rejected on all the non-Sukhumvit branches i went into. So it is worth it to try there with his visa...
10 hours ago
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М. ****
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Alan ********
No comment
13 hours ago
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Phil *******
Keep trying different banks to open an account.. it varies from branch to branch.
14 hours ago
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Steve **********
I transfer to girlfriends account out and she gives me baht
15 hours ago
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Stevie ********
Take your card and your passport to krungsri bank and go inside or if they have an exchange booth outside like the beginning of Jomtien and withdraw what you want with no charges. I used to take out between 80 and 100 thousand each time to keep me going before I had an account
15 hours ago
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David *******
@Stevie *******
 yes correct. Only other thing to consider is if your bank back home or the card provider charges foreign currency fees! Find one with zero foreign transaction fees the rock up to Krungsri with card and passport. ATMs for foreign cards is only for LOW IQ tourist (scam victims) hahaha
15 hours ago
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Stevie ********
@David ******
 I used to use the card I had specifically for foreign purchases with no transaction fees, but by the sounds of it he was already here and already using the card he was going to use so telling him that was of no use. So using the card regardless would still be better used doing it this way
15 hours ago
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Stevie ********
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Stan ********
All my money is in my brokerage account - they pay all transaction fees charged by ATM. Check out Fidelity Investments.
16 hours ago
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Joe *******
Take your debit card into a larger bank with your passport, they give you a higher rate and no fee
16 hours ago
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Lisa ****************
Open a bank account in your country that refunds ATM fees…
16 hours ago
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Lennart **********
Try : true money wallet.
18 hours ago
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Radost **************************
If you have wise or revolut I can help you
20 hours ago
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Phil ********
Use your card at a money exchange counter. You'll need your passport to do this.
20 hours ago
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Cliff *********
Yellow Bank Krungthai has a 30K baht limit for the same fee.

You can bring piles of cash but why take the risk of theft?
21 hours ago
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Vijay *****
Some banks refund ATM fee
a day ago
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Vijay *****
Which banks offer reimbursement?

Ally: Reimburses up to $10 per statement cycle for other ATMs in the U.S.

Axos Bank: Offers unlimited ATM fee reimbursements to qualifying customers

USAA: Reimburses up to $10 per statement cycle for non-USAA ATMs

TD Bank: Offers unlimited ATM fee reimbursements
10 hours ago
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Jeff *******
@Vijay ****
 Who?
14 hours ago
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Vijay *****
@Jeff ******
...Fidelity.
11 hours ago
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Vijay *****
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Keith *******
You can open a bank account in Thailand - I have one.
a day ago
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Chris *******
When the fuss blows over get a Thai bank account and reduce your reliance on cash. I can go days in Thailand not using cash. In Australia it years since I used cash there. Digital all the way for convenience and less ATM charges!
a day ago
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John **********
It has gotten substantially harder to open a Thai account recently for foreigners; even existing accounts have come under increased scrutiny.

Not sure of your nationality, for US travelers Charles Schwab and one or two other institutions refund al ATM fees. If you are not a US citizen, there may be options in your Passport country that do the same but I am unfamiliar with them. Another inconvenient option is if you have a trusted friend or coworker with a Thai account who will withdraw cash on your behalf if you transfer it to them. However even Thai accounts have (lower) withdrawal charge unless you are taking the money out of that bank’s ATM, in the province that the account is held.
a day ago
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Sacher *******
Crypto
a day ago
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Stephen *******
@Sacher ******
 How does that get you THB?
a day ago
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Sacher *******
@Stephen ******
 you can buy crypto USDT on licensed sites in back home.

There are (usually Russian-related) official exchanges all over Thailand that accept USDT.

And there's no practical cap on the amount.
16 hours ago
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Stephen *******
@Sacher ******
 You didn't mention THB?
13 hours ago
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Sacher *******
@Stephen ******
 well, the point of an exchange is that you give one currency and get another.

That is to say yes, the outcome of my suggested approach is getting many THB in cash.
13 hours ago
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Sacher *******
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Derek *******
Open a wise account get wise debit card. They have bank accociate in Thailand
a day ago
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Stephen *******
@Derek ******
 Who?
a day ago
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Stephen *******
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Steve *******
Get a Thai GF and use their account
a day ago
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Anthony **********
Charles Schwab checking account. No ATM fees and they reimburse you fees charged by issuing bank
a day ago
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Malcolm *********
Just open a Thai bank account - job done.
a day ago
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Jamie *********
Before I left the USA I opened a debit card account with Charles Schwab. Fees are reimbursed each month.
a day ago
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Anthony ******************
You fo to immigration Issues you a latter of residency and you than take that to the bank. Use wise to transfer money between accounts. Not that difficult,
2 days ago
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Cris ******
So the people saying use krungsi for the 30k limit. I've always found they have the worst exchange rate.
2 days ago
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Maksym ***********
@Cris *****
 you use ATM exchange rate? 🤔🤦
a day ago
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Cris ******
@Maksym **********
 sometimes it's better. Really depends. Sometimes your homes bank exchange rate sucks too
a day ago
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Cris ******
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Henrik *****
Not many countries would let a tourist open a bankaccount, and DTV is a tourist visa,
2 days ago
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John *********
There is a big crackdown on any foreigners opening bank accounts at the moment, due to mule account scams.Maybe wait for a while.
2 days ago
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Henrik *****
20.000 Baht limit is easy.

On the page with suggested amounts choose “Other amount” (left bottom) then you can enter a amount up to your cards limit ( - 220 Baht ) if the machine has a lower limit than your card abort, and go to a ATM from another bank or at a other location.
2 days ago
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David *********
You can only open an account with the Government Savings Bank , just opened mine last week , have ATM card and also just did 1st Wise transfer from Australia 🇦🇺 into new Thia account today.
2 days ago
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Alan ******
They certainly don't make it easy or encourage people to live in Thailand, getting greedy, there's certainly room to take a deep breath and think about it .😎😎😎
2 days ago
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Charles ********
Many years ago, I used to go into the bank and withdraw money using my passport and card.

They never charged a fee.
2 days ago
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David *******
@Charles *******
 krungsri still does that for debit cards. Other banks will only process credit cards. A conspiracy to cooperate to create customer debts!
2 days ago
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Charles ********
@David ******
 I did it at Bangkok bank.

An American friend said I was talking rubbish, until he went and tried it…

He bought me a box of beer!
2 days ago
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Charles ********
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Philippe *********
At on nut krungsri bank you can withdraw big amount of money with your credit card... but make a deposit on your credit card accounr beforehand
2 days ago
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David *******
@Philippe ********
 credit cards can't normally have a positive balance. Immediately the negative balance appears,after taking cash send exact amount to the credit card account to return to ZERO balance "0.00"
2 days ago
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Nongnuch ********
@David ******
 my VISACARD credit card account is NEVER on zero. I got 20,000 Euros on it, and if it gets under 5000 Euros, I fill it up
2 days ago
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David *******
@Nongnuch *******
 maybe yours is a Thai card?
2 days ago
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Nongnuch ********
@David ******
 DKB Germany VISA credit card
2 days ago
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Nongnuch ********
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Philippe *********
@David ******
 I wonder how many time you have... I think if you go pass midnight in your home country you will have to pay fee... me I do the deposit beforehand
2 days ago
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David *******
@Philippe ********
 uk is 7hrs behind Thailand so a 2pm Thailand withdrawal is 7am uk time. That in theory gives me 17hrs before midnight (uk time) to pay down the foreign currency withdrawal.
15 hours ago
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Philippe *********
@David ******
 that is what I think...
12 hours ago
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David *******
@Philippe ********
 I might try that. Send money to the credit card few hours before but I'm sure they reject positive balance. It must be zero or negative. I'll try anyway. My credit card app shows immediate value of foreign currency withdrawal in my UK card account. I can send GBP immediately to clear within one hour.
2 days ago
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Philippe *********
@David ******
 canadian card ok for what I do
2 days ago
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Philippe *********
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Tony **********
It's like 1%.... Exchange rate can vary that much day to day.... Don't sweat the small stuff.
2 days ago
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Nongnuch ********
@Kai *****
 on a Non-Imm-ED visa or extension, you are able to open a Thai bank account. You should prefer either SCB, Bangkok Bank and Kasikorn, as to these three banks you can use WISE to transfer up to 2 million THB in one swoop (SCB up to 1.5 mill). To all other banks, the limit with WISE is 49,999 THB for one transaction
2 days ago
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Kai ******
ORIGINAL POSTER
My logic also says a person like me that is not a tourist must be able to open a bank account. But i wasn’t able to do so. My school agent attempted and i was told I got rejected. But some of you guys are telling me about opening a bank account so easily. I am just not sure if we are all in the same country. Or maybe things have changed for worse?
2 days ago
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Nongnuch ********
@Kai *****
 use an agent to open a bank account. Where are you located? In Pattaya visit F.S. Consulting Co. They will open a Bangkok Bank account for you within 2 days
2 days ago
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Nongnuch ********
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Gary *******
You can get a wise debit card no fee at atm
2 days ago
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Nongnuch ********
@Gary ******
 that's not true, even on a WISE Debit card he needs to pay the 220.- Baht ATM fee inside Thailand. And if taking out more than 350 AUD per month out of a WISE card, WISE will take a provision! Not really a good idea
2 days ago
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Gary *******
@Nongnuch *******
 sorry I was told different.i have a card and will try it out when I come back to Thailand.
14 hours ago
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Nongnuch ********
@Gary ******
 . . . . WISE card for AUS . . . and it says: "2 withdrawals to the value of AUD$350/month free. 1.75% of transaction amount + AUD$1.50 per transaction thereafter

Note: Third-party ATM service providers may charge their own fee" . . to me this means, the Thai bank which owns the ATM will always charge a flat 220.- Baht fee when you use a FOREIGN card
13 hours ago
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Nongnuch ********
The question concerns whether withdrawing from a THB Wise account with a Wise debit card incurs the standard 220 baht ATM fee. The consensus from users indicates that this fee is applicable for foreign cards, and there are also additional limitations on monthly withdrawal amounts. Additionally, using a local Thai bank account is recommended for minimizing fees and enhancing banking convenience.
*************************************************************************************************************************
14 hours ago
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Nongnuch ********
@Gary ******
 okay, I wasn't exactly correct, but for AU Wise cards there are some special conditions . . . .
************************************************************************
%20cash%20from%20an%20ATM,%241.50%20per%20transaction%20applied%20thereafter.
14 hours ago
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Nongnuch ********
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Tin **********
Local bank
2 days ago
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Wal *********
Ing
2 days ago
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Braulio *********
The 20k withdrawal limit is a daily limit. Are you spending more than 20,000 Bt per day?
2 days ago
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Kai ******
ORIGINAL POSTER
@Braulio ********
 it’s not that. I just don’t find it appropriate to keep paying 220bhat for every withdrawal. THAT WAS OK if i were a short time tourist. But I’m not a tourist. I am living here and i’m on an education visa. I would have expected i would not be treated like a tourist and be able have a bank account or atleast some local digital wallets to let life going easier.
2 days ago
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Kai ******
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AliJames *****
Go inside the bank and withdraw from there.
2 days ago
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Braulio *********
Use a Thai bank account.
2 days ago
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Dave *********
It’s a question of why waste money paying tourist or fools rates to access your own money
2 days ago
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Henrik *****
Your money yes.

Your bank no

Probably the same in you home country.
2 days ago
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Henrik *****
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Greg ******
Some US banks refund ATM fees.
2 days ago
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John ********
Use your mobile phone to withdraw from atm
2 days ago
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Nongnuch ********
@John *******
 still has to pay the 220 Baht ATM fee
2 days ago
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John ********
@Nongnuch *******
 not if you use the cardless atm system on your mobile app
2 days ago
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Nongnuch ********
@John *******
 the mobile App of my foreign bank account? What are you talking about? For a cardless withdrawal, you would need a Thai bank's App on your phone
2 days ago
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John ********
@Nongnuch *******
 yes of course,you need a Thai bank mobile app, just saying chill out
2 days ago
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Nongnuch ********
@John *******
 well, this is NOT the topic of this thread. It's about withdrawals using a foreign credit or debit card, no cashless withdrawals possible with these. So it's always down to a 220.- Baht ATM fee 😂 😎 😂 semper, siempre, always
2 days ago
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Nongnuch ********
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Shaughn ***********
Aon atms charge 150 baht but there are less of them around. There is one inside terminal 21 asoke and a few other shopping malls.
2 days ago
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Magilian ************
Charles Schwab card reimburse atm fees at end of month and you get almost market rate. Always pick no conversion at atm
2 days ago
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Bent *************
If you can’t afford to pay a 220 baht fee maybe you should consider going home!
2 days ago
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Chris *******
@Bent ************
 $10 AUD is outrageous for an ATM fee. Don’t know many Aussies who willingly throw $10 into the gutter for not much in return. If anything, given the cost of living disparity, the fee in Thailand should be cheaper than Australia, say 22 baht
a day ago
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T ****************
@Bent ************
 Agree totally
2 days ago
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Kai ******
ORIGINAL POSTER
@Bent ************
 What a crap reply...

Let’s say I come and rob you in the street for 200bhat every-time I see you by forcing you to pay me. Now you got few options. Either to fight me back(and I’m an mma practitioner) , or find practical ways to either avoid me or report me.

But no, somebody is gonna tell you if you can’t afford that 200bhat that the guy is robbing you for, then go back home , instead of searching for possible solutions.

GET SOME LIFE MATE.
2 days ago
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Luis **********
@Kai *****
 i agree it's a stupid answer
2 days ago
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Andy ******
@Kai *****
Not really the same thing.

You're paying for a service and convenience to use the ATM.
2 days ago
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Andy ******
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Thomas *******
@Bent ************
 I’ve seen you post negative comments here before. If you don’t have any constructive advice for the OP, it’s better to say nothing at all.
2 days ago
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Richard ******
@Bent ************
 that is a bit much just to take out your own money
2 days ago
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Henrik *****
But you are doing in another bank than where you have your account, and the other bank has to be payed like your own that will have a fee or give bad rates.

Probably the same in your own country, free to withdraw in your own bank, paying a fee when using other banks ATM or use the card anywhere else.
2 days ago
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Henrik *****
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Mark ***********
There is no way to avoid the 220 baht charge unless you have a Thai bank account & ATM card.

Use Krungsri & withdraw
*****
baht to minimize your charges
2 days ago
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Nelly ******
Aeon charge 150
2 days ago
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Elaine *****
Last time I used the Kasikornbank App on my cell phone to withdraw cash from the ATM machine, it was free. I don' t know the limit.
2 days ago
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Malcolm *****
Two types of people here - “the haves” and “the have-nots”

The haves are the ones that already have a bank account and say it’s so easy to do.

The haves-nots (no bank account) will tell you different 🤔
2 days ago
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James **********
My bank Chrls Swab. Rebated the ATM fees. I also declined the offer for exchange rate and let my bank get the best rate of exchange. For your next trip?
2 days ago
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Keith *******
To all the people saying open a bank account, wish him good luck with that, nearly impossible at the moment
2 days ago
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Chris *******
@Keith ******
 when the fuss blows over he’ll be right mate
a day ago
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Chris **********
Go with a 3 month TR visum to the bank and say you want open an account for the 800.00Baht deposit for your retirement visum
a day ago
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Keith *******
@Chris *********
 nearly impossible now
a day ago
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Chris **********
@Keith ******
 In future retirement in Thailand will be not possible? What about the 800.000Baht deposit the immigration want see on your account for 3 months?
a day ago
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Chris **********
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Jeremy *****
New regulations passed last week not even agents can open right now

Not gonna happen the gov seized thousands of accounts due to scammers who ruined it for honest people
2 days ago
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Keith *******
@Jeremy ****
 yes, it's getting harder and harder
2 days ago
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Keith *******
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James ******
@Keith ******
 I wonder if you put a good amount of money and when opening it, they will do it
2 days ago
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Keith *******
@James *****
 not a chance
2 days ago
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James ******
@Keith ******
 used to work
2 days ago
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Keith *******
@James *****
 I've wanted to put
*****
0 in for a while, no chance here in Nakhon Phanom
2 days ago
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Keith *******
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John ******
@Keith ******
 I'm really 🤔
2 days ago
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Keith *******
@John *****
 you're really wishing? I don't understand lol
2 days ago
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Keith *******
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Stuart ***********
If you don't want to open an account in Thailand, go inside Krungsri bank with your passport and debit card to withdraw cash. There is no ATM fee and the withdrawal limit is much higher than the ATM (I can't remember how much). You get the exchange rate of your bank in your country. I use Starling bank debit card and get a really good exchange rate.
2 days ago
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Delvonte ********
@Stuart **********
 I think this depends on your debit card. My debit card offers this free but others do not
7 hours ago
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Peter ******
@Stuart **********
 Krungsri charge a 220 Baht fee for over the counter transactions
2 days ago
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Graham ******
@Peter *****
 so go somewhere else
a day ago
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Peter ******
@Graham *****
 It would cost me 300 Baht in Taxis to get to a different bank
a day ago
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Peter ******
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Christopher ***********
Can’t get around the 220 baht ATM fee but this card gives you the option of QR payments normally limited to Thai bank account holders.
****************************************************************************
2 days ago
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Kenshin ******
@Christopher **********
 can I add money using wise debit card?
a day ago
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Christopher ***********
@Kenshin *****
 I’m afraid not. Top-up’s are only available using your home currency at Kasikornbank foreign exchange booths. See the FAQ’s for full information.
19 hours ago
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Kenshin ******
@Christopher **********
 can I top up the truemoney app at 7-11, family mart etc using my wise debit card?
7 hours ago
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Kenshin ******
@Christopher **********
 thanks. Not so useful to me then. I am looking something that allows me to scan prompt pay with the capability to allow me to top up or link with the wise debit card
13 hours ago
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Christopher ***********
@Kenshin *****
 Many people looking for this facility since they blocked linking foreign debit and credit cards with TrueMoney Wallet on 24th April 2024.
13 hours ago
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Christopher ***********
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Stephen *********
Thai bank account. With a visa you can open one. Need passport and proof of address.
2 days ago
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Keith *******
Very hard to get an agent as of 2 weeks ago, before then impossible on an OA for 6 months
2 days ago
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Keith *******
@Stephen ********
 you'll be lucky to open with an agent at the moment
2 days ago
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Greg ***********
@Keith ******
 on a Non-ED visa he definitely can get a bank account opened with the help of an agent. The problem is for those on tourist visa or visa-exempt entries - these people can't at the moment
2 days ago
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Stephen *********
@Keith ******
 you don't need an agent if you have a proper Visa.
2 days ago
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Keith *******
@Stephen ********
 So an OA is not a proper Visa? Even An O visa, Ed Visa etc are getting impossible to open nowadays
2 days ago
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Stephen *********
@Keith ******
 never had a problem with it.
2 days ago
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Keith *******
@Stephen ********
 Never being the operative word
2 days ago
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Keith *******
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Jay **********
@Keith ******
 that's if you wanna open on tourist visa or visa exempt. If you have a long stay visa, it's pretty straight forward with proof of residence letter from immigration. No agent needed
2 days ago
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Keith *******
@Jay *********
 absolutely bullshit, I'm on a non OA, tried for 2 years, now Non O you have no chance
2 days ago
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Jay **********
@Keith ******
 you been trying at the same Krung Thai branch over and over or somethin? Go to Bangkok bank and K bank. Act and dress respectable, and get a bank account. It's not hard.
2 days ago
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Keith *******
@Jay *********
 stop being a dick, look at other posts in this and other groups, it's near impossible these days even with an agent. Youre telling me to act and dress respectable 😂😂😂😂😂😂😂
2 days ago
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Jay **********
@Keith ******
 disagreeing with you and giving you advice isn't being a dick. It's ok to disagree. I'm very aware of the recent crackdown and who it affects
a day ago
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Jay **********
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Steve *******
@Keith ******
 Don't need an agent with a Non imm visa and proof of address.
2 days ago
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Keith *******
@Steve ******
 I call bullshit, absolutely no chance for me on an AO
2 days ago
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Steve *******
@Keith ******
 Call it what you like and what's an AO? Or do you mean Non Imm OA?
2 days ago
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Keith *******
@Steve ******
2 days ago
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Keith *******
@Steve ******
 cheers spelling police, I'm excused because I've just finished golf
2 days ago
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Keith *******
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Kevin **********
As mentioned regarding a Thai bank account. I use Wise to transfer my currency (USD) into a THB jar. Costs less than $5 for the transfer, get a great exchange rate, and usually the money is in the jar is less than 1 minute. Then transfer the THB from the Wise jar into my Thai bank account, a 45 THB charge. Withdraw THB from bank's ATM with no fees. This is not a free process but it seems to be efficient and effective.
2 days ago
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Willy *******
@Kevin *********
 No sense to transfer money to thb jar for 1 minute Rate is same if you transfer it directly from your Wise to thai bank
2 days ago
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Greg ***********
@Willy ******
 I was wondering, too. Some people are complicating easy matters without even realizing it 😂
2 days ago
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Greg ***********
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Jay **********
@Kevin *********
 why do you park it with Wise for a minute? Why not just do a wise transfer from your US bank to your Thai bank in one go?
2 days ago
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Kevin **********
@Jay *********
 great point. Will try that next time. Thanks.
2 days ago
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Jay **********
@Kevin *********
 dang I was hoping you knew something I didn't know and I was gunna learn a trick 😅😆
a day ago
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Jay **********
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Simon ********
Get bank account, saves all the bother
2 days ago
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Gorgon *****
western union original app...transfer to yourself
2 days ago
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David *******
@Gorgon ****
 XE app ALSO. send for in person PICK UP by yourself. Collection point Siam Commercial Bank....costs us GBP ￡3 for 100,000 baht etc. Take passport to siam Commercial after sending and confirmation email with transaction reference number. Fill in counter form. Takes 10 minutes.
2 days ago
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David *******
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Mma *******
You used to be able to an over the counter ‘cash advance’ which bypassed the ATM fees but that loophole has been closed now.
2 days ago
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Jim ********
Get a Thai bank account
2 days ago
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Kai ******
ORIGINAL POSTER
@Jim *******
 they are not allowing. I tried a bank and they rejected. Which bank?
2 days ago
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Kai ******
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Richard *********
You can use a check slow in clearing but low in cost
2 days ago
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Stephen *******
@Richard ********
 Yeah, months
a day ago
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Richard *********
@Stephen ******
 45 days average
a day ago
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Richard *********
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Carlos *********
The yellow bank has a 30k limit. But open a wise account and a thai bank account and transfer with smaller fees
2 days ago
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Kim *********
@Carlos ********
 that must be a joke ! Wise is certainly not cheap regarding fees.
2 days ago
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Maksym ***********
@Kim ********
 what? 35.28 exchange rate for eur, and around 1% fee. What is better?
2 days ago
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Carlos *********
@Kim ********
 you know something cheaper?
2 days ago
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Kim *********
@Carlos ********
 Revolut - and remitly charge a fixed fee
2 days ago
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М. ****
@Kim ********
how do you do the transfer without swift fee?
13 hours ago
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Kim *********
@М. ***
 I didn't say that
12 hours ago
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М. ****
@Kim ********
Then wise is better because no swift there ;)
12 hours ago
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Kim *********
@М. ***
 oh you know that Revolut or Remitly has swift fee? If you don't you can't say Wise is better 😏
8 hours ago
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Kim *********
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Wayne *****
Open a Thai bank account.
2 days ago
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Maksym ***********
Use bank branch for withdraw money. Can be declined in some of them, due to broken pos terminal or misunderstood. But in krungthai it can be without fee.
2 days ago
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David *******
@Maksym **********
 krungsri allows this. Other banks only allow on CREDIT card (big debts they want for you) not debit card. Clear credit card amount immediately after withdrawal then it's a free service
2 days ago
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Maksym ***********
@David ******
 I did in krungthai from debit cards.
2 days ago
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David *******
@Maksym **********
. Me too. Other banks refuse Debit and only process against credit cards.
2 days ago
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David *******
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Feri *****************
Created Thai Bank account
2 days ago
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Charles ********
Open an actual thai bank account, and transfer money into it.

The ATM fee has nothing to do with your visa type.

With an Ed visa, you should be able to reasonable easy open account. Your school can write you a letter and get a resident certificate from immigration and walk into a bank... you shouldn't have too much trouble.
2 days ago
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Brett *********
Get a Thai bank account.
2 days ago
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Brett *********
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Thai Visa Advice and Everything Else
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Thai Visa Advice and Everything Else
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