If you are both not willing to write an agreement prior similar to a pre-nup by law ; at least to protect the movable not plotted investments of - then you are playing on the whole idea of emotion - which by age and consiquence you should observe carefully.
It is simple, mention the idea and if she is offended - your answer is clear.
I let my lapse this year because I was out for work longer than normal. When I came back on a tourist visa I was interrogated and told to never do it again
I've had them do it to me this year in bkk and in CM. I have child support visa for years and I let it lapse this year because of my work. Just came in on tourist as it's what I had time for. They pulled me over and told me I can't be boarder hoping. I was like what ?! I'm going to my home country to work and come back. They said get a proper visa again or don't come as a tourist. 🫥