I am looking at thai life+health insurance policies with wide private hospital coverage and would like to hear comments on:

Is it commonly expected to pay the first full year premium up front? (I have always used employer offered plans before and they always started with monthy premiums.)

How common is it in plans for the insurer to have the discrepancy whether to require me to pay for an incident up front and then get reimbursement?

Ok, for the O A visa application it asks you to send the provided foreign insurance certificate. Is this to be filled in by the Thai health insurance you buy as part of this application or are you required to buy travel insurance as well in your home country and have them sign it?

Looking for a Thai insurance. Like AIA or AXA.

I know insurance is not necessary for the visa. And I don’t want to deal with travel insurance. They’re never as seamless as getting the native lock insurance. What are my options?

Just wanting to know I have an OX retirement visa which I needed proof of thai health insurance to obtain I got stamped in till 2027 when my passport expires. My question is my first year of insurance is about to expire do I need to renew it so I have proof of insurance when entering Thailand as I have never been asked for it when entering ever on my multiple entry visa

Hi everyone.

I’m 62yo from Australia trying to get insurance to satisfy requirements for non Immigrant type O visa 90 days I’m getting quotes above 30.000 THB for 90 days only. Is that right ? Can anyone recommend a Thai Insurance company? Thai Consulate in Sydney is asking for a minimum cover of 400.000 THB as in-house Patient and 40.000 THB for out-patient as well as cover for COVID

Hello,

I’m here on an American passport with a type OA visa extension. I’m due for a new visa extension next month. As luck would have it I may take a trip to Cambodia next month and I was wondering if they might stamp me in for one year as I see others talk about. If I did this how does that effect my visa as I am not on a visa extension anymore? Or am I.

I believe I would have to buy Thai health insurance again before I do this.

Doing a road trip to Thailand crossing in via lan: border. Do I need vaccination certificate from my home country’s health ministry and some form of Thai insurance? A lot of conflicting information. Anyone with what’s required and what’s not

Entry Insurance deductible question:

I haven't left Thailand in years, but want to take a trip out and then back in, so I'll have to deal with this Thailand Pass nonsense.

I have a proper Thai health insurance policy (not a short term travel policy) through Luma, that's like 30M baht coverage and does include covid coverage in writing.

HOWEVER, I have a 320,000 baht deductible, because I only keep the policy only for large emergencies.

I can't get an answer from the Thai emails I've reached out to as to whether this policy is acceptable due to the high deductible, and of course I don't want to find out a week from my flight back into Thailand.

Does anyone know if the deductible matters? Or, does anyone know would be better to ask?

Thank you!

Now that the insurance require has gone down from 50,000 to 20,000. I would expect that price of insurance has gone down.

AXA is the same. Has any insurance gone done.

I am pretty sure the "insurance" is just a scam.

Hi all. Has anyone recently extended an STV. Do you still need Thai health insurance? I have covid and health insurance via another policy non Thai based. Is this enough I wonder. Any advice appreciated. Thank you