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What travel insurance options are available for expats in Thailand during COVID-19?

Travel InsuranceCOVID-19ThailandExpatsInsurance OptionsHealth InsuranceInternational CoverageUK Government Advice
Oct 13, 2020
4 years ago
Shelley ********
ORIGINAL POSTER
Hello. Im trying to get travel insurance, I'm already in Thailand and my current insurance expires end of the month. I'm struggling to find a company the will cover me seeing as I'm already overseas and it's covid season. The UK advises against all but essential travel, which will make most insurances void 🤔 anyone else had this problem? Is there anywhere out there that will insure you?

I'm trying to get cover for me and my 5 year old boy. Thanks
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TLDR : Answer Summary
An expat in Thailand is seeking travel insurance as their current policy is about to expire, facing challenges due to COVID-19 and UK travel advisories. Several commenters have provided recommendations for insurance providers that may cover individuals already traveling, such as Pacific Cross, Big Cat Insurance, Cigna International, and Regency for Expats, as well as advice on extending coverage from existing UK insurers. Some commenters have noted that certain insurers have specific terms regarding government travel advisories.
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A FB friend was thrown out of the group for giving someone a recommendation.
4 years ago
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Kelli *******
Heymondo will cover for COVID and if you’ve already started your trip
@She****
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4 years ago
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Barry *******
Cigna.
4 years ago
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Mark ********
Aetna Thailand will.
4 years ago
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Dominic ****
Email your UK insurer and request to extend. Many will. Travel to Thailand isn't advised against by the UK govt.
4 years ago
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Shelley ********
ORIGINAL POSTER
@Dominic ********
 according to the government website it is 🤔
4 years ago
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Dominic ****
@Shelley *******
 that's just you stopping reading after the first sentence
4 years ago
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Jason ****************
@Dominic ********
 totally agreed with you!
4 years ago
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Jason ****************
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Cat *******
We signed for up ‘Regency for Expats’ after Covid happened and we wanted to stay in Thailand. Covered everywhere but our home country. Message me if you want contact info.
4 years ago
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Burnard ************
@Cat ******
I had it for over a year. Agents say most large Hospitals in Bangkok take it.

It is good worldwide except USA. And Covers Covid. They issue a form verifying this but I had to ask my Agent fot it.

But I am in Cambodia now and when I pressed him I got the impression they have had issues with the smaller hospitals in Phnom Penh. He recommended the largest hospitals. Especially International hospitals.

I am sure the smaller hospitals would take it but they are going to pressure you for self-pay. Probably the same with most Insurance Companies.

Never had to use it. So I cannot vouch for how seamless it is. Have not heard anything good or bad about them online. Except their own advertising.
4 years ago
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Cat *******
@Burnard ***********
 - good to know Bc we plan to move on from Thailand once borders open.
4 years ago
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Burnard ************
@Cat ******
One thing and they state this in their advertising. They will not/never cover a pre-existing condition. They are up-front about that.
4 years ago
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Burnard ************
Or motorcycle accidents.
4 years ago
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Burnard ************
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Mike *********
Try William Russell Company in the UK. They cover COVID
4 years ago
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Jane ***********
I'm from the UK and have health insurance through Cigna International. SafetyWing also provides travel insurance (although they will want to ship you back to the UK asap in case of medical emergencies, same as World Nomads). Both can be started when abroad.
4 years ago
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Teya *******
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4 years ago
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Shelley ********
ORIGINAL POSTER
4 years ago
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Shelley ********
ORIGINAL POSTER
@Teya ******
 unfortunately you are not covered if the government advises again all but essential travel 😕
4 years ago
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Dominic ****
@Shelley *******
 check before you assume. It's no longer blanket advice for every country
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4 years ago
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Shelley ********
ORIGINAL POSTER
@Dominic ********
 I just looked and still says they advise against travel to thailand
4 years ago
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Dominic ****
@Shelley *******
 I suggest you carefully read the link I sent
4 years ago
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Dominic ****
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Scott *********
Contact this guy. I have used his company for couple of years. He might be able to help.
4 years ago
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Janin ******
AA insurance Hua Hin/ Pattaya
4 years ago
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Sharon *******
Try big cat insurance they will cover already traveling
4 years ago
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Brian ***********
Pacific cross
4 years ago
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Brian ***********
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